This A Cappella Version Of 'Little Drummer Boy' Is Fantabulous - Conservative Post

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Wow, I am so happily beat. Took my 4 youngest grandkids over to my sister's and they rode horses all afternoon (with us leading the horses, of course) I can tell where every muscle in my legs are but what a great time was had by all. I heard it all rehashed on the way home and "when can we go again, grandma?"

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Riverside, Corona Norco, CA Homes and Real Estate - Sharon Shepherd

With mortgage rates low and prices just about perfect for buying, Iʼve had a lot of discussions lately with first-time home buyers about what it takes to get a loan these days at a good rate. Naturally, a good credit score is important. (Typically, weʼre seeing the best rates for buyers with scores above 740.) You may not be ready to buy soon, but if youʼre thinking about it in the next couple of years, now is a great time to work on your credit score. If youʼre not familiar with how credit scores work, hereʼs what typically goes into them: • Your past payment history = 35%. The more paid on time, the better. • Amount you owe = 30%. The less you owe relative to your total available credit, the better. • How long youʼve had credit = 15%. Longer is better. • How much new credit = 10%. Lots of new credit lowers your score. • Kind of credit = 10%. Itʼs better to have different sources of credit. Of course, credit score is only one part of the picture. Having a down payment of 20% or more can also influence your shot at the best rate. You can now get a Convention Loan with a 3% or 5% down at a cost less than the FHA loans with the same rates. If you ever have any questions about the path to home ownership or the ins and outs of financing, please feel free to get in touch. 909-223-1094, Sharon@SharonShepherd.com, www.YourRiversideHomeFinder.com

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I am walking on air today. Have an escrow with loan docs ready to be signed Great clients that were very patient while we found the perfect specialty listing for them that was located where they needed and has all the amenities they wanted. I am so proud of me and excited for them.

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Jurupa Valley Home For Sale

Great piece of Commerical property. Zoning allows for the little house to be used as caretakers quarters, offices ???? Plenty of room to build whatever kind of business you wish.

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Mashable

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This Product Will Make Your Home Smarter

I had to share this as you all know how much I love love love anything techy. This is so much fun to think about.

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Space heater Buying Guide

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10 best suburbs - MSN Real Estate

Great Burbs

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Sharon K. Shepherd

Something I thought you might find interesting Sharon Shepherd, Realtor, ePRO, CHS

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Preparing Your Furnace For Winter

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Having a great weekend. Have the 4 younger grandkids visiting and what fun. House is totally upside down from all the fun, I am sure I have spoiled them rotten with pizza and we made a cake, and homemade bread and played all kinds of games plus took the dogs for a walk. I tried to do a little real estate but truth be told I have mostly played played played.

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