Sunday, January 31, 2016
Saturday, January 30, 2016
Friday, January 29, 2016
This is one of my granddaughter riding Chic (Coco Chic Cody) a few years ago. He is such a sweet heart and was so good for them to ride. He is coming 32 and can no longer carry them (all my grandkids rode him) but he still give em lots of love. I think he was 27 or 28 when this picture was taken.
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Probably the most UNDER-represented product in the Plexus line up is Plexus Nerve. This product is a GIFT to those suffering from pain that relates to nerve damage, tingling, pins and needles, numbness, NEUROPATHY! There are people out there suffering in horrible pain from nerve damage caused by everything from surgery to diabetes. Take a look at Plexus NERVE... Nerve damage is present to some degree in most cases of chronic pain, especially neck, shoulder, arm, hand, back, hips, knees, ankles & foot/toe pain. Nerve Damage can occur due to trauma, medication side effects, metabolic issues, or health problems. Plexus Nerve may provide symptomatic relief while promoting the regeneration of damaged nerves by stimulating the body to create Nerve Growth Factor. It helps the body generate Nerve Growth Factor (NGF), the only peptide that can help stimulate the regeneration of damaged nerve fibers.
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Thursday, January 28, 2016
Wednesday, January 27, 2016
Tuesday, January 26, 2016
Consistency is what it's all about, doesn't Sarah look amazing!!! "I just woke up one day and decided I didn't want to feel that way anymore, or ever again. So I changed, just like that. #TransformationTuesday (Left photo was taken in August 2014 upon reaching my heaviest weight of 225 lbs, I started the Tri-Plex Combo in September 2014, and the right is today)"
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Monday, January 25, 2016
Sunday, January 24, 2016
I had the best open house today. My feet and legs are singing songs of pain I went up and down stairs so many times showing the place. Thank God my manager and a new agent showed up and helped me with the onslaught until it leveled off. Lots of interest and several agents with clients, I so hope one of them writes us an offer. I don't think I got to sit down for more than 10 minutes at the most so I feel like I had a very productive day.
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Saturday, January 23, 2016
Friday, January 22, 2016
Thursday, January 21, 2016
Wednesday, January 20, 2016
Tuesday, January 19, 2016
Monday, January 18, 2016
I would like to clarify ........ When you say, "I DON'T NEED PLEXUS! I'm just gonna eat right & exercise." Here's the thing to really consider... * How's your #GutHealth?? Is your #BloodSugar regulated/balanced? You can exercise all day, everyday, great!!! But if your gut health is poor, you have more underlying health issues that may hinder those workouts and keep you from reaching your full potential. • Your body needs to maintain balanced blood sugar in order to avoid the peaks & valleys which can cause fat storage. It's very difficult for the average person to eat a balanced diet that truly keeps blood sugar regulated. • You may be battling a yeast overgrowth in your gut, usually unbeknownst to you. It's nearly impossible to lose weight effectively if you have this internal battle going on. • Similarly, if you aren't regularly eliminating then it's, again, nearly impossible to get rid of excess weight. Elimination is key! (Being "regular" means 2-3 times a day) • You could be battling chronic inflammation which also slows down the process. Symptoms of this are: ongoing pain, allergies, high blood pressure, high blood sugar levels, fatigue, headaches, & skin problems. Just to name a few. #Plexus is not a quick-fix-weight-loss fad-diet. It's a lifestyle change that positively contributes to your overall health and wellness. 👊😉 Check out my specials below😊
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Well I am excited my horse Trace, is in back up position to be of Clinton Anderson's demo horses at the horses expo this February. Very exciting even if I don't get to go. If The person who owns the selected horse can't go for some reason then Trace is in. Can you imagine what he will learn in an hour with down under horsemanship. The anticipation is going to be a blast
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Have you given up on that New Year's resolution yet? How about that promise to yourself that 2016 would be the year you take control of your health? Don't give up on yourself!! Try the Plexus Tri-Plex risk free for 60 days and watch your health improve. Message me and I will help you get started 😊. So glad I did
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Sunday, January 17, 2016
Saturday, January 16, 2016
Friday, January 15, 2016
Nerve damage is present to some degree in most cases of chronic pain, especially neck and back pain. Nerve Damage can occur due to trauma, medication side effects, or other metabolic issues. Plexus Nerve can provide symptomatic relief while promoting the regeneration of damaged nerves by stimulating the body to create Nerve Growth Factor. Features & Benefits *Specially formulated combination of vitamins, minerals, herbs and amino acids. * Plexus Nerve helps the body generate Nerve Growth Factor (NGF), the only peptide that can help stimulate the regeneration of damaged nerve fibers. *May reduce the associated symptoms from nerve damage of pain, numbness, tingling, ‘pins and needles’ sensations, and weakness.
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Freelancing? Three Tips for How to Secure a Mortgage if You're a Self-employed Entrepreneur If you are self-employed, either as a freelancer or as the owner of your own business, your income can fluctuate greatly from year to year. That can make it difficult to get approved for a mortgage, although there are some things you can do to improve your chances. Here are three tips for securing a mortgage if you are self-employed. Make Sure Your Credit Score Is In Good Shape While your ability to pay back a mortgage is the most important factor in approval, your credit score is a close second, and that goes for every borrower, not just those who are self-employed. If you have a credit score in the high range -- something above 750 or 760 -- it will help you get approved for a mortgage. To boost your score, make sure you pay all bills on time, pay down your debt levels and don't make any new big purchases or apply for new credit soon before you apply for a mortgage. Have a Large Down Payment The more money a bank lends you to buy a house, the more risk it is taking on that the money won't be paid back. If you are self-employed and considered a higher risk to begin with, one way you can alleviate some of that risk is to be able to put down a large amount of money. Putting down 20 percent is standard for a conventional loan, and you should be willing to contribute at least that much. Putting down at least 20 percent also will save you money in the long run, because you won't have to pay for mortgage insurance and you will pay less in finance charges over the life of the loan. Have Significant Assets One way to put a lender at ease about your ability to pay for a mortgage is to have significant reserves in the form of assets. If you have large amounts of money in regular savings, brokerage and retirement accounts, it offers a reserve for you to tap should your income take a dive. Other forms of property, such as personal and business property that's paid off and has value, also help.
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EVERYONE INVITED !!!! OPEN HOUSE ON SUNDAY 1-4 1361 EL PASO, NORCO. Former Model home with one owner. 3064 square feet. 4 bedrooms and 3 baths. Loft upstairs too. Pride of ownership shows throughout. The house has had the best of care since it was build in 2001. 3 car garage and tons of storage. Pool, spa, water fall, fire pit, outdoor fireplace, sport court, and the list goes on and on. Listed to sell at $629,900 owners have said they will look at all offers. Come take a look and fall in love.
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Thursday, January 14, 2016
Everybody is so sad about not winning the power ball, and I am over here like, for the price of 17 $2 Powerball tickets you could join my team as a Plexus Ambassador & be in CHARGE of YOUR OWN financial future!!!!! Don't get me wrong...it's a ticket you have to work for! But, I know wayyyyy more than 100 folks that have made this dream a reality...millionaire status!
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Anyone else watch Good Morning America yesterday morning??? The author of "Happy Gut" said, in order to lose weight, gain energy, and eliminate pain said we ALL NEED Probiotics, Anti-Inflammatories and Aloe to heal the GUT!!! Ummmm, SAY WHAT, ....WE HAVE THEM ALL!! That's why Plexus is so incredibly successful with a less than 1% return rate.
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Wednesday, January 13, 2016
Do you know what another plus is to losing all this weight? I can clip my own toe nails and put my shoes on and tie my tennis shoes and breath at the same time. To funny I know. But I just realized I wasn't having to hold my breath and turn blue while I did my shoes. Another blessing discovered today. Plus my new horse is so willing and coming along nicely. Saddling in the next few days. .
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Tuesday, January 12, 2016
SHOULD I PAY DISCOUNT POINTS ON MY HOME LOAN? by Scott Schang on 1.8.16 in Home Mortgage News Discount point paid on mortgage RETURN ON INVESTMENT I know it seems counterintuitive saying that spending money will save you money, but that’s exactly how discount points work. Discount points give you an opportunity to pre-pay interest on the loan, which results in being able to secure a lower interest rate for the life of the loan. Unfortunately, there is not a standard “buy down” cost schedule when it comes to discount points. Depending on the market at the time you are ready to lock in your interest rate, the cost of the buy down will vary. If your lender is transparent with you and gives you the ability to choose your interest rate, you might see something that looks like this. This is a snap-shot of what a mortgage lender see when looking at interest rates showing the cost, or credit based on a FHA 30 year fixed mortgage. FHA Interest Rate Cost Example This chart is for example purposes only and may not be reflective of current interest rates You will also notice that the price changes depending on whether you lock the interest rate for 15, 30 or 45 days. Click here to find a lender In this example, the interest rate appears on the left side in BOLD. Moving the the right, you will see either a cost, or discount points that you can pay to buy down the interest rate, or you will see a number in parenthesis. When the number appears in parenthesis, this means that the lender will give you a credit to be applied toward closing costs. DISCOUNT POINTS ARE AN INVESTMENT Because discount points are considered pre-paid interest, you may be able to take certain tax deductions by providing your accountant or CPA with the final closing statement from your loan transaction. The real investment comes from calculating the break even point, and eventual long term savings of paying up-front discount points to reduce your interest rate for the life of the loan. The key to realizing the benefit of paying discount points really comes down to how long you plan to stay in the home, or stay with the home loan. Using the above pricing example, let’s look at using discount points to buy down the interest rate on a $300,000 FHA 30 year fixed loan to identify the point where this investment pays for itself and starts to benefit you, the borrower. Click here to find a lender For this example, let’s say you want an interest rate under 4%. To lock in a 3.875% for the next 30 days, the cost is 2.107. Loan Amount – $300,000 Multiplied by Discount points – 2.107 Pre-paid interest cost = $6,321 So the question is, what did I get for $6,321? How much does it lower my payment going from a 4.25% (with a little money coming back to you to cover closing costs) to 3.875%? Let’s break this down: $300,000 @ 4.25% = $1,475.82 (principle and interest payment) compared to: $300,000 @ 3.875% = $1,419.71 (principle and interest payment) What you’re left with is a $56.11 monthly savings. Now let’s divide the investment, $6,321 by the monthly savings of $56.11. What we’ve got now is the number of months it will take to “break even” on our discount points investment. Given the above scenario, it would take just under 10 years (112 months) before you will begin to realize an actual savings as a result of paying discount points. UNDERSTANDING LIFE OF LOAN SAVINGS The real benefit occurs further down the line after making payments for almost 9 years, and when you look at the life of loan savings (once all payments are made), this is where you really have gather the facts you’ll need to determine if discount points are a good financial decision for you and your family. If you keep the loan in our example for the entire 30 year term, your $6,321 investment will save you $23,439.60 of interest by the time you own the home free and clear. Life of loan savings is the biggest contributing factor to determining whether or not you should pre-pay interest, and pay discount points. In the above example, for instance, FHA mortgage insurance is permanent for as long as you have the loan. It would make sense that as soon as you have enough equity, you most likely want to try to refinance to remove the mortgage insurance. Click here to find a lender If you refinance, or sell your home, this directly affects your investment, cutting it short or eliminating the benefit entirely. CREATIVE WAYS TO BUY DOWN INTEREST RATE Discount points do not have to come out of your pocket. You can ask the seller to contribute to your discount points, you can ask your real estate agent can provide a credit at closing. The bottom line is that paying discount points is a great strategy if you are confident that you will not refinance or pay off the loan before you have a chance to realize the long term savings. If you plan to stay in the home, and keep the loan for more than 7-10 years, you should at least have a conversation with your lender about discount points. In the end it’s a math question. Do the numbers work?
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Monday, January 11, 2016
I am OUTRAGED!!!!! I joined a gym 7 days ago and I haven't lost a pound. I don't feel different at all! I marched my bum into the office and demanded my money back! I told them I expected a miracle in 7 days and since I didn't get it, I don't want to continue on this journey to bettering myself! They explained to me that 7 days is not enough. It's just the start of something great and I needed to be consistent and give it a good 8 weeks before I gave up! How dare they expect me to give it 8 weeks instead of 7 days! Sound familiar?!?!? ☺ I didn't actually do this, I simply reflected on how some people will quit after 3 days, 7 days or even 30 days on Plexus! We are not a 3, 7 or 30 day experience! We are an overall HEALTH experience!!! We ARE different! http//:http://ift.tt/1ScmCtT
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Sunday, January 10, 2016
I get it. Why should you give Plexus any thought when there are a billion other supplements on the market that promise to get you healthy? You’ve been lied to a lot, right? We all have. Here’s what sets us apart: ✔ NO artficial ingredients. No artificial sweetners, chemicals, or dyes. Our products are plant based and Non-GMO. (Do you have any idea how terrible Sucralose and other artificial ingredients are for your body?) ✔We don’t put a band-aid on things. We get to the root issue. (You’re tired for a reason. Pumping you with stimulants is not going to fix that long term.) ✔The non-jittery energy that comes from our products is your body naturally regulating itself and correcting system imbalances and lasts ALL DAY. (This is how we’re supposed to feel on a daily basis. Your body doesn’t want more energy drinks. It wants balance.) ✔Our products are about SO much more than weight loss! (What other products do you know of that also help with Anxiety, Depression, PCOS, Autoimmune Disease, Hormonal Imbalances, Digestive Issues, Chronic Pain, and a myriad of other issues?) ✔ NO DIETS and no meal replacements. (Stop drinking your meals!! We are made to eat REAL food.) ✔We are backed by Morgan Stanley. The investment company who also backs Google and Facebook. ✔Plexus Worldwide is DEBT FREE. ✔We only have a 1% return rate on our products and that’s with our 60 day money back guarantee. Check us out at http://ift.tt/1ScmCtT
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Saturday, January 9, 2016
Thank heavens my hubby is Mr. Fix It. I know why his clients love him. We have been having trouble with out sewer for a long time and I hate to bother my landlady with it so hubby got all his stuff out, dug down and wala found the problem and fixed it. Did I mention our landlady loves us cause we fix the problems and then we just let her know what happened. Bec
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Friday, January 8, 2016
Thursday, January 7, 2016
No time to be healthy...check her out...SAY WHAT ...mom of 7!!! So beautiful the life that is changed for the better!! "Hi all! My name is Bethany, and I'm a mama of 7. I'm also a midwife, homesteader, and homeschooler. Busy life! This past year, after the birth of baby #7, the lifestyle finally caught up with me. I found myself quickly spiraling into this place of exhaustion, anxiety, and depression. I felt like a cortisol factory. I couldn't go to sleep at nights and couldn't wake up in the morning. I was becoming dependent on caffeine and afternoon chocolate to get me through my day. I didn't want to grocery shop, so our meals were becoming less healthy. I had no energy to excercise. So of course I wasn't losing baby weight! Eventually I was also finding that I was less and less motivated to do all the things I had formerly LOVED. I sold my goats, I didn't plant a Fall garden, I started handing off midwifery clients to other midwives, I stopped hosting gatherings in my home, I kept buying chocolate... And yep, felt worse. Sad!! It was a VICIOUS cycle! I knew I had to do SOMETHING! I read a book on Adrenal Fatigue and read lot articles on Candida overgrowth, as well as gut health/mood connection, and how low blood sugar affects energy and mood. Meanwhile I was hearing about how Plexus was helping some of my friends out of similar funks. I began researching Plexus and learned that the tri-plex combo positively affected both blood sugar AND gut health. I jumped in just hoping it would help... AND IT DID! Within a week I had a natural sustained energy, and was sleeping better at nights. It wasn't long before I realized I was no longer craving sugar. The normal daily stresses didn't seem so difficult to handle anymore - goodbye anxiety! Weeks in and I became excited about going and doing again. I started shopping and cooking and hosting people again at my house. I lost 6 lbs and my muffin top! Lol! This will be my third month using the products and I can say that I 100% believe in the quality and effectiveness. Not only because of my own story, but several of my close friends are experiencing amazing results. Mommy being better is SUCH a blessing to the entire family. Friends, taking care of your physical selves is so key in you being able to love your family and life to the fullest! Life is TOO SHORT to stay in funkville!!"
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Each January I try to think of a topic which sets the tone for the year. In the past I've talked about setting goals, building habits, gratitude, and staying motivated. This year I've seen people close to me suffer some truly unexpected blows. Cards dealt which make life's hand seem unplayable. Dear friends and friends-of-friends have watched their entire lives wrested from their grasp, upsetting their dreams and reshaping reality in unexpected and unfair ways. There is a profound sense of helplessness which can overwhelm us when we see those who are dear to us suffer. We rush forward to do what we can, but there are limits. Some things are beyond our control, and it can be hard to make sense of our position in this new, unsettling universe. I know I am not alone in this. Undoubtedly you have experienced this for yourself, or you have heard stories and thanked your stars you had been spared a similar situation. You may have spent a few sleepless nights wondering if it will be your turn next. We may do our best to mitigate risk, but there is no exoneration from adversity in this life. It will come, and we will face it. I will say this about the terrible hardships I have witnessed: Within these awful situations, I have watched those affected respond with tremendous resiliency. While I am in awe of their resilience, the American Psychological Association reminds me "Research has shown that resilience is ordinary, not extraordinary. People commonly demonstrate resilience." Is it easy? No. Additionally (from the APA): "Being resilient does not mean that a person doesn't experience difficulty or distress. Emotional pain and sadness are common in people who have suffered major adversity or trauma in their lives. In fact, the road to resilience is likely to involve considerable emotional distress." What this means is that we all have the capacity for resilience. As long as we live, we can continue, and we can find a way to "have the life that is waiting for us" (as E.M. Forster says). For 2016, I would like you to keep the concept of resilience in mind. You can learn more about the Road to Resilience here. Cherish your loved ones. Value every healthy moment in your life. Provide your support for those suffering and help them to recover in any way you can. My best to each and every one of you. We are all in this together.
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Wednesday, January 6, 2016
Tuesday, January 5, 2016
Monday, January 4, 2016
Sunday, January 3, 2016
Saturday, January 2, 2016
Friday, January 1, 2016
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